Calculator
Pay off the remaining instalments early, or keep the plan?
Enter what you still owe, how long the plan has left and the yearly rate your money could earn. See what paying it all now costs in today's money against keeping the plan, and the discount at which paying early starts to make sense.
How to read it
Keeping the plan costs the instalments discounted at your rate (the same maths as the cash-equivalent price). Paying now costs the remaining total less any discount you are offered. If the developer's discount is below the break-even figure, keeping the plan is cheaper in today's money. A comparison, not advice; check the developer's written terms for early payment.
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Terms used here: Early settlement · Remaining · Cash
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